Recovering from injuries as a result of an auto accident that was not your fault is a bad enough experience all on its own. However, finding out that the insurance carrier covering your claim is reducing the amount they are offering to pay on your damaged vehicle can turn your headaches into a nightmare. Fortunately, there are ways to negotiate top value for your damaged vehicle to make sure that the insurance company provides you enough funds to purchase a suitable replacement.
First and foremost, filing an insurance claim on your own can be more than just a hassle. You will be required to fill out forms, write and send demand letters, make quick decisions and negotiate your own out-of-court settlement. If the amount the insurance adjuster is offering is too low, you will likely need to file a lawsuit in civil court. This is why many victims of a car accident in Rhode Island will hire a RI personal injury attorney who specializes in automobile accidents. The Providence motor vehicle accident lawyer will handle every detail of the claim or lawsuit for compensation.
Building a Case for compensation in Providence Superior Court
A skilled Bristol car accident lawyer working on your behalf will build a solid case for compensation to ensure all of your damages are paid for. In addition to receiving adequate funds to replace or repair your damaged vehicle, your attorney will seek compensation for your injury-associated medical expenses, funds for your pain and suffering, and recovery of all your lost time away from work while you heal.
Building a case requires gathering and preserving evidence from the scene of the Cumberland or Coventry car accident. This typically involves photographs of the scene, the vehicles involved and roadway conditions at the time of the collision. In addition, the Johnston or Cumberland negligence lawyer will obtain the officer’s name who wrote out the accident report and speak to others present at the time to obtain their eyewitness accounts.
Your Riverside or Rumford tort attorney will protect your rights to get top dollar for your damaged vehicle from the insurance carrier. The East Providence automobile crash lawyer does this by having your vehicle properly evaluated by certified auto body repair shops to determine if the car is totaled or can be repaired for less than its value. In addition, the Woonsocket or Wakefield law firm working on your behalf will ensure you receive a rental car during the time your Newport, Burriville or Tiverton auto collision lawyer and the insurance carrier are negotiating the costs of repairing or replacing your car.
Determining the Car’s Value
Determining the actual worth of the vehicle can only be done by calculating its value prior to the accident. If you recently bought new tires, installed the new stereo or purchased value-added upgrades at the time of its purchase, your Pawtucket vehicular wreck lawyer will need to ensure you are fully compensated. Your Johnston, Lincoln or North Providence lawyer will ensure your rights are protected to choose the auto body shop you desire to rebuild, restore or repair your damaged vehicle.
In addition, you may need to seek compensation for any personal property damage in the accident that was not your fault. While Kelly Blue Book, Edmunds and other companies provide accurate and up-to-date information on the value of new and used vehicles, the worth of personal items damaged in the accident will also need to be determined by other means. This could include computer equipment, digital cameras, clothing and other items.
By law, you may be entitled to receive the full dollar amount of all of your property that was damaged or totaled in the accident. However, proving the case of full compensation to the claims adjuster or in front of a judge and jury is best left to the professionals. A Pascoag, Portsmouth or Narragansett personal injury attorney can calculate an accurate pre-accident market value of your vehicle and its post-accident salvage worth in the event it is totaled. Your Rhode Island (RI) lawyer will negotiate with the insurance carrier using information based on the facts, evidence and eyewitness testimony of those who witnessed your accident.